Getting Married for the Perks

Getting Married for the Perks


Why do without the benefits of marriage when you can make an alliance with a trusted friend and immediately have all the perks that legal marriage provides?

Getting Married for the Perks
Designaart / 123RF Photo

After decades of being single, I’m thinking of getting married. It’s not because I finally found true love, or because I want to wear a white dress (again) or because I fantasize about domestic bliss. It’s because I’m tired of being shut out from the perks and benefits that marriage provides.

It’s an idea that I’ve discussed with my good friend Albert. Neither one of us is dating much. We’re too busy doing other things. We’re both divorced and have no interest in another traditional marriage.

He has grown kids; I have none and no desire to raise any. If we got married purely as a legal decision — no church, no wedding hoopla and please don’t call me “wife” — we would have all the goodies that come to those who marry in the usual way. But rather than an emotionally charged romantic relationship, it would be an amicable business partnership instead.

With a signed wedding license in hand and five minutes before a judge, I could be covered by his union-employee health insurance and stop paying a small fortune in premiums and co-pays. Our car insurance rates would drop in price. We could file a joint tax return and write off my business expenses (I’m self-employed) against his W-2 income for a bigger return. If either one of us were to die, the survivor would receive the other’s Social Security benefits instead of all that money being absorbed by the federal government. And the complicated technicalities of major investments, such as buying a home, would simplify dramatically. I could pool my 401(k) funds with his pension. We could make important decisions for each other in case of an emergency.

But tell the world you’re creating a partnership with a trusted friend, using the existing legal framework of marriage, and watch their horrified reaction. They’ll say your marriage is a sham; that you’ve gamed the system; that there ought to be a law against such a thing. But the reality is that people have been marrying for practical reasons for centuries. It’s just not openly acknowledged. It’s not something you’re supposed to talk about. You’re supposed to be in love; you’re supposed to sleep in the same bed; and you’re supposed to fit this ideal of happily ever after. But how many really achieve marital bliss — or start that way and end up quite another?

Since marriage is regarded as strictly for those who’ve declared their romantic love, just about everyone would bristle that we’ve made a mockery of marriage. Our families wouldn’t understand why there were no wedding rings, no honeymoon and why we have a social life that doesn’t always involve the other. And my single friends would no doubt accuse us of selling out and buckling under social pressure to “get married already!”

But you don’t have to be in love or even feign love to get married — you don’t even have to live together once you’re hitched. Arranged marriages are legal. And even though some people marry just to get a green card, it’s trying to get the card that way that’s illegal, not the marriage itself.

I’m not advocating that people marry for practical reasons on a whim any more than I think people should do it for purely emotional reasons. Marriage is serious business. It’s a legal, binding contract – something I learned all too well during my divorce. But if you trust and respect each other (as Albert and I do); like each other and get along pretty well (we do); and can benefit greatly from, dare I say, a “marriage of convenience,” then it deserves consideration. It might even be more stable than many romantic marriages since it’s a rational decision, not an emotional one.

This kind of marriage wouldn’t be for everyone, certainly not if you have romantic dreams of finding your true love and walking down the aisle. But for others, it could be a great alternative, particularly if you’re finding it hard to make ends meet without the institutional benefits that marriage provides. And now, with same-sex marriage being legal, gender wouldn’t be an issue, either. You could make an alliance with anyone who would be open and suitable for creating a long-term, legally protected, mutually beneficial partnership.

So, my single friends, why soldier the more difficult path just because you’ve been told that marriage is only for romantic partners? It can just as easily make life better for two committed friends.

This article was first featured in The Washington Post.  It also inspired this article from single living expert, Bella DePaulo, Ph.D.

Kim Calvert
Kim Calvert is the editor of 
Singular magazine and the founder of the SingularCity social networking community. An outspoken champion of people who are living their lives as a “me” instead of a “we,” Kim oversees the creative direction and editorial content of the magazine and online social networking community. She secures contributors and is responsible for maintaining the fun, upbeat, inspirational and often-humorous tone of Singular, a lifestyle guide for successful single living.

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3 thoughts on “Getting Married for the Perks

  1. In America marriage is an outdated concept that needs a facelift. Most progressive societies have made marriage obsolete and a relic of the past. I’m presently in Denmark on vacation, 60% of kids in Scandinavia are born to unmarried parent and not only are there no negative stigma but there are no real legal or economic disadvantages to people in common-law marriages, or their offspring.

  2. In many societies there have been marriages for convenience. If I knew someone appropriate I might do the same especially for the added perk of companionship if we chose to live together. Live and let live those who do not agree. In my decades of life I’ve seen a lot of varying arrangements including the typical marriage for love. If that person doesn’t appear, then i applaud your choice. I know too many lonely elders who would welcome someone to share life with. Have fun and enjoy the perks.

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